Examination should include

• types of insurance (e.g., health, dental, vision, life, and disability) available to workers and dependents
• costs (e.g., premiums, copays, deductibles).

Process/Skill Questions:

Thinking

• What types of insurance are typically available to employees and their dependents?
• What costs can one expect to pay for insurance through one’s employer?
• How do those costs compare with insurance obtained independently?
• What copayments can one expect to pay for medical service and prescription drugs?
• What is a deductible?

Communication

• How is information about insurance options shared with employees?
• Why should employees carefully compare insurance options?
• What types of information must employees provide to obtain insurance for themselves and their dependents?

Leadership

• What criteria should one use to assess insurance options for a family?
• How can personal responsibility keep insurance costs from increasing for a company?

Management

• How can one develop a plan for meeting family insurance needs?
• What strategies can help reduce one’s insurance costs?
• What are the risks of not having insurance?