Identification should include

• checking accounts
• savings accounts
• home banking (e.g., account inquiry, money transfer, bill payment, loan application, direct deposit)
• mobile or online banking (e.g., balance check, bill payment, credit application, mobile deposit)
• ATM services
• debit cards
• credit cards
• remittance of funds
• bank guarantee
• advancing loans
• storing valuables
• consultancy
• providing financial advice
• providing investment services
• foreign currency exchange
• managing trusts
• depositor protection (e.g., Federal Deposit Insurance Corporation [FDIC], National Credit Union Administration [NCUA], Federal Reserve System)
• services between institutions.

Process/Skill Questions:

• Why is it important to have a separate bank account for one’s business?
• What is depositor protection?
• What factors might influence choosing a bank for one’s agribusiness?
• What is required to borrow money from a bank?
• What items might be kept in a safe deposit box?
• What are safe practices for online banking?